You might not think of a hailstorm as something that you need to plan for in advance, but doing so can save you a lot of headaches in the future. It is estimated that hail causes roughly $1 billion in property damage throughout the United States every year. While it is true that you cannot do anything to prevent hail from striking your location, you can take action to minimize the amount of damage that it causes. Here are four ways that we can suggest to help you prepare for a hailstorm, no matter when it might strike.
Make Advanced Preparations
If you are like most people, you probably have some trees around the vicinity of your home. Ensure that these are trimmed periodically, as the elimination of branches will significantly reduce the risk that hail will cause them to fall on your house during a storm. This could cause a lot of damage, but keeping the trees trimmed will help. It is much more plausible for hail to break tree branches than rain alone, as it is much denser and carries much more force and power.
Look Out for Approaching Storms
One of the ways to prepare for a hailstorm is to pay attention to the radio or television. Advanced satellite and radar imagery now make it possible for meteorologists to predict big thunderstorms, the likes of which are ripe for producing significant amounts of hail. Remember that hail storms often happen during the summer months, when the energy available in the atmosphere makes it possible to create some pretty powerful storms. By being prepared ahead of time, you can make sure to move any items that you can indoors and ensure that your roof is as ready as it can be to withstand hailstones that can get as big as grapefruits.
Get Outdoor Areas Ready
When many people think of hail, they tend to only think about the damage that can be caused by big items such as trees and falling limbs. While these are certainly things to be concerned about, you also need to prepare other items as well. Debris of any size can cause damage if not properly secured during a hailstorm. The strong wind and hail that arises can blow over artwork you have outside and can move about waste materials that can sweep up at high speeds and impact your home or vehicle. Get these as far inside as possible to minimize the risk of damage.
Purchase Proper Insurance
Even if you think you live in an area that you think will not suffer from hail storms, you need to have adequate insurance. Be aware that hail can occur in nearly any type of climate, so you need to be prepared for the damage that it can cause. Take a moment to review your homeowner’s insurance policy and look for limits of storm related damage. If you do not feel that you are adequately protected, you will want to contact your agent to shore up your coverage and give you the peace of mind that you need.
These four tips will not keep the hail away from your home, but they will help give you peace of mind to know that you are ready should a storm hit. At the end of the day, that is really all that you can do. It is important to keep yourself and your family safe first, and then focus on your property. If you do that, you will be ready for whatever might come your way.